CFM Assignments

Personal Finance Lab Login Page

Current Event

9/1 Objectives:

Seating Chart - don't make me use one!
Class rules
Talk about the class
Personal Finance Lab Sign-Up - https://app.personalfinancelab.com/members/register?admin=10363189&session=373019

For usernames we will use your email address.

Khan Academy Sign-Up - https://www.khanacademy.org/join/MPB6AMTP

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9/2 Objectives:

Financial Literacy Pre-Test (I will print out)

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9/3 Objectives:

Unit 1.1 - Intro to Budgeting

Self Assessment - Jumpstart.org Reality Check

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9/4 Unit 1 Budgeting Slideshow

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9/8 Objectives:

Unit 1.1 - Intro to Budgeting

Read and take the quiz at the end of the reading.

https://app.personalfinancelab.com/content/index?url=budgeting-2

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9/9 Objectives:

Unit 1.1 - Intro to Budgeting

Budgeting Google Slide
Budgeting and Spending Strategies - Answer questions 1-6 at the bottom using complete sentences. DO NOT COPY AND PASTE. Answer the questions in a Google Doc and share it with me. Mispelled worrds loose 10 poinnts. (Get the idea...)

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9/11 Objectives:

Unit 1.1 - Intro to Budgeting

What is the game all about?

Personal Finance Lab Login Page

Financial Literacy Assignment 1

Budget Game Overview
Credit Score Tutorial
Net Worth

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9/17 Objectives:

Bell Ringer

Image of Career Clusters

Career Clusters - What are they?

Assignment - Complete the graphic organizer (make a copy of it) by watching the following video. You will need to pause the video. Sound is not needed. Share it with me when you are finished. Spelling counts!

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9/18 Objectives:

Assignment -

Career Exploration - Interest Survey

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9/21 Objectives:

Part 1-

Career Exploration

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9/22 + 9/23 Objectives:

Part 2 -

Now that you have researched the basis of 3 careers, pick one and create a Google slideshow presentation. Each topic below should be on a separate slide:

Summarizes each career (complete sentences in your own words)
Career (with image)
Typical education
What local college/university could you attend to get a degree for this career?
Career description
Average Salary
Daily Activities (with image)
Daily Attire (with image)
List the knowledge and skills/ability
What made you choose this career to research?
Is it a career you’re still interested in pursuing
Overall presentation design? Does it look professional?

Spelling is always 10 points off per misspelled word.

ARE YOU ONE OF THE FIVE THAT OWE BACK WORK? DOUBLE CHECK SCHOOLTOOL!

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9/24 Objectives:

Bell Ringer

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9/25 Objectives:

Seven of you owe me a back assignment. I put a "0" in SchoolTool if you owe me something. Use today to get caught up. Please email me your current average in my class for bonus points.

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9/28 + 9/29 Objectives:

Bell Ringer

Resume planning worksheet (50 points)
- What does each section mean?
- Contact Information - Your name, a professional email address, phone number, and city and state.
- Objective Statement - One sentence explaining the opportunity you want and what you can offer.
- Education - Your school, location, and expected graduation date. You can add relevant courses or honors.
- Experience - Paid jobs, volunteer work, internships, or regular responsibilities. Describe what you did using action words.
- Skills - Specific abilities that fit the opportunity.
- Activities and Leadership Experience - Clubs, sports, student government, or community groups. Include your contributions.
- Languages - Languages you can use and your honest level of ability
- Interests - A few interests that help show who you are or connect to the opportunity.
  - Tip: Experience doesn’t have to be a formal job. Tutoring, caring for children, helping with a family business, and volunteering can all show valuable skills.
Canva Resume Assignment (250 points)
Resume Template

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9/30 + 10/1 Objectives:

Bell Ringer

We will peer review resumes using this rubric
Be sure to read the review and correct what you may have left out. Look at yesterday's and the day before that for more info.

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10/2 + 10/5 Objectives:

Fix and print your resume. Use the feedback, examples from class, the resume checklist, and/or Google examples. 250 points

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10/6 Objectives:

A cover letter is a one-page professional document you send with your resume to introduce yourself and explain why you are a good fit for a job. [1, 2]

Assignment - modify a Canva cover letter using your information for the resume you just completed. You are applying for the position of Sales Associate at a local business in Elizabethtown, Lewis, or Westport. Remember to spell check! 10 points per misspelling.

Assignment Point Value - 100 points

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10/7 + 10/8 Objectives:

Bell Ringer

Who gets the job?

10/7 Part I: Identify the most important job requirements (50 POINTS)
10/7 Part II: Review Candidates’ Resumes and Cover Letters (200 points)
10/8 Part III: Decide Who To Interview. This needs to be very descriptive. You need to explain things you found in their cover letter and resume. If you do not cite at least five examples you will not receive any credit. You need to be polite and professional in your response. (100 points)
10/8 Part IV: Notify the Other Candidates. You need to explain things you found in their cover letter and resume. If you do not cite at least five examples you will not receive any credit. You need to be polite and professional in your response. (100 points)

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10/9 Objectives:

Email me you grade in this class AND what you owe me if you have any zeroes.
Use this time to get caught up. If you are caught up find something quiet to do. If you can't find something to do, I will assign you an extra-credit current event essay. Current Event

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10/13 + 10/14 Objectives:

Bell Ringer

Job Application Tips

Create a practice job application and Peer Review

You need to fill out the job application with as much REAL information and detail as you can. It needs to be real information for credit. Once you fill it out you need to share it with me AND a classmate for peer review. The classmate will receive a grade for the peer review too.
100 points application, 50 points peer review

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10/15 + Many more! Objectives:

Multiple Day Class Assignment *******

Don't go ahead, you may end up doing it incorrectly and need to redo it.

1. How to quickly compute yearly salary (Make a copy and share it with me)

Living on Minimum Wage

10/15 - Day 1 - Team up with a partner or two - Page 1 Estimates (100 points) Scratch out School Tuition and School Books/Supplies/Fees

(This is an individual assignment from this point on)

10/16 - Day 2 Rent - Plattsburgh OR where you plan to attend college. (100 points)

10/19 - Day 3 Transportation (1st page) - Use Plattsburgh, Boston or NYC for Public Transportation Price (100 points)

10/20 - Day 4 2nd page of transportation + Car insurance

10/21 - Financial Soccer - (Single Game - you pick men's or women's - Personal Finance - EASY - Head to Head - 10 minutes - You pick teams - Screenshot the final score and email it to me with your team members names)
10/21 - Day 5 Living expenses - Utilities (100 points) Use Plattsburgh for all THREE

10/22 - Day 6 Living Expenses (Use Plattsburgh or a bigger city)- The "Fun" Stuff pages 1-3 - Groceries, Clothing, Pets, Misc., Cable/Internet, Cell Phone (150 points)

10/23 - Day 7 Living Expenses - The "fun" stuff page 4 - , Streaming Services, entertainment (100 points)

10/26 - Day 8 Adding up (2 pages) (100 points) Yes, math! + Findings (2 pages) (100 points)

10/27 - Day 10 Tips for Saving Money (100 points)

10/28 + 10/29 + 11/2 - Living on minimum wage tri-fold six panel brochure using Canva (300 points) Spelling counts!
- Remember, you need to address all of your findings in some way. It is up to you to determine how to organize your project.
  Some things you may want to include/discuss in your project:
  - Your beliefs about living on minimum wage before, during, and after completing the research. Explain in a paragraph.
  - The variation between low, middle, and high cost options (such as rent, car payments, groceries). Which would you pick and why? Is it attainable on minimum wage. List three jobs in Plattsburgh or Elizabethtown where you would expect to only make minimum wage. The average person spends about 90,000 hours at work over the course of their lifetime!
  - Surprises/new discoveries - Explain in a paragraph.
  - Must haves/essentials vs. extras. What is the difference. Give 5 examples of each. Why?
  - Whether or not you were able to "make it" on minimum wage and why. Explain in a paragraph.
  - How has this project affirmed/changed your thinking. Explain in a paragraph.

MARKING PERIOD ENDS NOVEMBER 6.

ALL BACK WORK IS DUE BY 3 PM NOVEMBER 4. The grade you see is the grade you will get.

Extra-credit - Current Event due 11/3.

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Grades for next marking period begin here.

11/3 + 11/4 Objectives:

Canva Project - A Canva vision board is a digital collage of images, words, goals, and affirmations built using the online design platform Canva Free Online Vision Board Maker. Instead of cutting paper and gluing magazines onto a physical poster board, you design your board on a computer or phone. You CANNOT use photos already in the template. Even using one will get you 0 points for the project.

Vision Board: Students create a vision board for one possible future life at age 30. Students identify their ideal:

Location—city, state, country (10 points)
Housing—apartment, house, etc.(10 points)
Transportation—car, bus, train, etc.(10 points)
Miscellaneous—subscriptions, fun purchases, savings, investments, donations, etc.(10 @ 7 points each)

Students view all these components of their vision board through the lens of what they think the future will look like. If students think that pollution and global warming will be a continuing issue, for instance, they might choose to live in a location that is farther north or prioritize public transportation over a personal car.

Print Screen - fn + f9(prt sc) or blue keyboard blue fn + blue print screen/insert key

*** Don't forget the brochure project is the first grade of the next marking period. Starting today your bathroom/locker passes start over. You get 3 passes per 10 weeks. Each additional with take 10 participation points away each time.

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11/5 + 11/6 Objectives:

Budget Game (8 month simulation) We will play 4 months as a student with a part-time job and then transition to a full-time job. You income will change to reflect this. The Budget Game is an individual, turn-based simulation. Each student manages their own unique cash flow, part-time or full-time job, roommates, monthly rent, bills, emergency fund, credit card, and Quality of Life score. You will play twelve virtual months to sharpen your skills.

Build a Budget to Manage Income & Expenses - You will learn how to manage realistic monthly expenses and bills, and your choices have long-term impacts on the events they experience.
Real-Life Scenarios, with Both Planned & Unexpected Expense - In an ideal world we would stick to our planned budgets. This is never the case in real life. You will learn through experience how each choice you make has consequences.
Set Realistic Savings Goals to Build Net Worth & Quality of Life - Reinforcing the saving habit so that you realize the importance of setting and maintaining savings goals. When unexpected life events pop-up you are ready for them.
Manage Your Credit and Learn About Credit Scores - Most budget games are focused on savings only, which is unrealistic. You learn about balancing needs vs wants, and how to use credit responsibly to build your credit score.

ASSIGNMENT -Complete two months today. You should finish November.

Rubric

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11/9 Objectives:

Start of new marking term - Bathroom/locker passes reset. Remember if an assignment is turned in late it is 10 points per day off.
Introduction to CASHY. - joincashy.com + PIN
- Play Life Game (50 points) - Make life choices. Pick a career, manage income and expenses, and balance spending, saving, and investing. Maximize your net worth and happiness.

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11/10 Objectives:

Introduction to CASHY.

Play Money Talk (50 points)- Answer financial trivia (multiple choice, sliders, true/false) on budgeting, homebuying, fraud, and saving. Discuss answers as a group and see a live leaderboard. Get the highest score on the leaderboard.

Everfi Login - Taxes

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11/12 Objectives:

Introduction to CASHY.

(50 points) Team up with a partner, play Rich Words, Car Buying - Middle School ages 11-16 - ~10 minutes - Start Game - One Partner emails me the name of the people in the group along with a screenshot of the end of the game.

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Bell Ringer

Google Slides - Your Brain and Money

FOMO Our Relationship with Social Media (if the video does not work in the presentation)

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Objectives:

Checking and Savings Accounts

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Objectives:

Game

Discussion Questions

Is this a credit or a debit? How do you know?
WHEN will the money flow into or out of your account for this type of transaction?
What is a PRO (or CON) of conducting this type of transaction?
1. For example, for a debit card transaction, there’s safety of not using cash but also the opportunity to overspend if you have overdraft protection.
For a person-to-person payment transaction, ask if anyone in the class uses this type of app. What is their experience? Or what should other classmates know about it?

Discussion Questions in Summary:

With so many ways to get money into or out of your account, what are some ways you can keep track of your balance?
Why is it important to understand the timing of transactions through your checking account?

If you don’t have enough money in your account for a debit, what role does overdraft protection play?

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Objectives:

Banking Fees

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Objectives:

Unit 1.1 - Intro to Budgeting

Financial Literacy Assignment 2

Quality of Life
Savings Goals
Your Weekend Choice Tutorial

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Objectives:

Unit 1.1 - Intro to Budgeting

Proven Techniques to Stop Overspending

Take the quiz at the end of the reading

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Objectives:

Unit 1.1 - Intro to Budgeting

Budgeting and Spending Strategies

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Budgeting Unit 1.2 - Understanding Money & Wealth Google Slide Presentation

Challenge questions

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Budgeting Unit 1.3 - Spending & Savings Plans Google Slide Presentation

Draw Your Own Saving Comic Strip (Print)

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Budgeting Unit 1.4 - Maintaining a Budget Google Slide Presentation

Budgeting App Research -

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Budgeting Unit 1.5 - Researching Purchases Google Slide Presentation

Cell Phone Research Assignment -

Budgeting for a Trip

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Budgeting Unit 1.6 - Long-Term Saving Google Slide Presentation

Play budget game

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Budgeting Unit 1.7 - Buying a Home Google Slide Presentation

Trish and Scott’s Big Adventure: An Investigation of Regional Housing Costs (PRINT OUT)

Brainstorm some possible options for where you might live after graduating from high school. Identify some of the criteria you would use to determine where you will live.Determine what choices you need to make before deciding where you will live and how you will pay for it. The cost of renting an apartment includes more than just rent. It's importance to consider other costs when searching for a place to live. You need to compare all costs to determine how much money will actually be needed to cover your expenses.
Next, Watch this video - The true cost of renting a place

Fill-out the answers to the questions as you watch the video. (Print worksheet)
We may do the following activity - Comparing Rental Options

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